How the calculator works
Each month the model:
- Removes the share of existing customers who cancel (your churn rate).
- Adds your new customers.
- Multiplies active customers by your plan price to get subscription revenue.
- Adds profit from NFC card sales.
- Subtracts your monthly running costs.
Your one-time setup cost is taken off at the start, so the chart shows exactly when the business pays for itself.
The three numbers that matter most
| Lever | Why it matters | How to improve it |
|---|---|---|
| Churn | Caps how big your customer base can get | Onboard customers properly, offer yearly plans, add features they rely on |
| Price | Every extra dollar or rupee multiplies across every customer | Tier your plans; charge more for custom domains, analytics and NFC |
| New customers | Grows the base | Partner with print shops, local agencies and networking groups |
A small change in churn often beats a big push in marketing. Try it: move churn from 8% to 4% in the calculator and watch where your customer count levels off.
Revenue streams in a digital business card business
- Subscriptions — monthly or yearly plans for digital business cards
- NFC cards — physical PVC, metal or wooden cards that open the digital card with a tap
- WhatsApp stores — product catalogs for small businesses that take orders on WhatsApp
- Custom domains and premium templates — upsells for professionals and companies
- Team plans — one invoice for a whole company's cards
GoBiz SaaS includes all of these in one self-hosted platform, with 14+ payment gateways, so you can run the business under your own brand. See the features, try the live demo, or read how to start a digital business card business.

